Under the terms of the Fair and Accurate Credit Transactions Act, passed last year, and amid growing concerns over privacy and disclosure of sensitive financial data, the three leading credit reporting agencies must provide consumers with a free summary once a year of all credit information on file for that person.
Those agencies--Equifax, Experian and TransUnion--have launched AnnualCreditReport.com to streamline the process of obtaining reports. For security reasons, people can only access the Web site directly, not through a referred link.
Consumers using the site fill out an online form with a Social Security number, followed by answers to several personal questions, such as the balance on a certain credit card, meant to verify the respondent's identity.
Once identity is established, the consumer is sent to a secure Web page with a full copy of the credit report from the requested agencies. The recipient can print out the report from a Web browser, but the report can't be downloaded or saved to the PC.
SponsoredWhite Papers, Webcasts, and Downloads
- Remote Management With the Baseboard Management Controller in Eighth-Generation Dell PowerEdge Servers Dell The first wave of eighth-generation Dell servers - the Dell PowerEdge 1850 ... Download Now
- Reducing Server Total Cost of Ownership with VMware Virtualization Software VMware VMware virtualization enables customers to reduce their server TCO and ... Download Now
- Busting the myths about QuickBooks Enterprise Solutions and IBM Smart Business IBM So you already know there aren't actually any alligators in the New York ... Download Now
